What should I look for when choosing a credit card in Pakistan?

I’m thinking about getting my first credit card and have been comparing a few options in Pakistan. There seem to be quite a lot of differences between cards, especially when it comes to annual fees, discounts, installment options, and how widely the card is accepted. I’m not really interested in choosing one just because it has a lot of offers, so I’m trying to understand which features are actually useful for everyday spending. If you already use a credit card in Pakistan, what things did you check before applying?

Web: https://www.jsbl.com/js-credit-card/

JS Bank Credit Card – Apply Online for Best Credit Cards Pakistan

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